Unclaimed Super

The ATO has a superannuation search tool to help you find any lost or unclaimed super. Generally all you need is your Tax File Number (TFN) and, if you want to transfer your unclaimed super to your preferred super fund, your super fund membership number as well.

What is lost and unclaimed super?

If you’ve ever changed jobs, or held a second job that paid superannuation, then it’s possible you have some lost or unclaimed super that you don’t even know about. In fact, billions of dollars in unclaimed and lost super are currently being held by super funds and the Australian Tax Office (ATO).

Often, super is held by the fund into which it was paid, and can remain idle – especially if the super fund is unable to contact you. This is commonly known as lost super.

Small and inactive accounts - those with less than $6,000 and haven’t received a contribution in 16 months - are transferred to the ATO, who then attempt to match the funds with a member’s active account (one that has been receiving contributions). If no active account can be found, this money will remain with the ATO until claimed by an individual. This is known as unclaimed super.

It’s still your super though, and you’re able to claim it and transfer it to your preferred super fund.

Your super fund can assist you in consolidating. Alternatively, find your super at:
Australian Tax Office