Reduce your tax and lift your super

By salary sacrificing, you could reduce your taxable income and power up your retirement. You can also pay direct into your super and enjoy the same low tax rate by claiming a deduction in your annual tax return. The contribution calculator helps you compare salary sacrifice versus voluntary contribution.

You can calculate salary sacrifice on an annual, monthly, fortnightly or weekly basis.

In fact it is possible in Australia to both salary sacrifice and direct pay (up to the annual caps), while getting the maximum benefit to your super from the minimum tax rate. Try our calculator now, to see how you could turn a little into a lot.

Contribution calculator

Ready to start to salary sacrifice?

Just send your employer an email.

Suggested email text:

Hi,

Re: Salary Sacrifice

Please deduct $XXX per month from my salary and send it to my current super fund.

Can you please also confirm this has no effect on the employer super guarantee amounts that you currently send to the fund.

Thank you.

• References
  • NSW Government
  • Victorian Public Sector Commission