Your salary calculator

How much salary should I receive?

The salary calculator helps you work out how much net (or take-home) pay you should be getting each week, fortnight or month. You might find this calculator useful if you’re:

• checking your income before and after taxes. 
• making sure your employer is paying the correct super, and understand the difference between your salary (excluding super) and your total pay (including it).
• reviewing whether salary sacrifice could change your take-home pay and super balance (taking advantage of tax deductions).
• comparing a new job offer with your current salary:
  • • In this case, you can use the tool as a salary-inclusive super calculator.
    • Or as a salary-plus-super calculator to understand the full package value (gross salary + 12% of super). 

How to use this salary and super calculator

1. Enter your salary before tax.
2. Choose whether that amount is weekly, fortnightly, monthly or annual.
3. Select the right tax year.
4. Click 'Calculate' to see your income before tax, employer super, total taxes and take-home pay.
5. Use the 'Adjust your situation' settings if you need to account for things like salary including super, non-resident status, a backpacker tax setting, a government study loan, or a different employer superannuation contribution (12% by default).

If you want more details regarding taxes, you can also check the 'View tax breakdown' tab, just below the tool. 

Example
140k after tax in Australia (using 2025–26 resident tax rates and the standard 2% Medicare levy) comes to an estimated annual take-home pay of $104,062, or about $8,670 per month.

Adding at a 12% employer contribution setting, that also means $16,800 in annual superannuation paid by your employer.

Check your payslip Has your super been paid?

• Has your salary been paid in full?
• Is your super appearing on your payslip?
• Has the correct amount of super been paid into your super account? Even if it’s on your payslip, that doesn’t mean it’s in your account – log onto your account online and compare the amount paid with the amount on our super guarantee calculator.

How this calculator estimates your pay

This calculator brings together publicly available Australian data and licenced data. See the list below:

• Data sources

  This calculator brings together publicly available Australian data and licenced data.

  • Tax withheld tables - ATO
  • Tax bracket tables - ATO
  • Medicare rates - ATO
  • Tax offset rates - ATO

Salary sacrifice and tax

Unlike most tax deductions – which you only claim after you submit your annual tax return – you can enjoy the tax benefits of salary sacrificing into super each pay day.

How do you calculate your base salary from a package that includes super?

1. A salary package consists of your gross salary plus your super.
2. To calculate your base salary from a total package, you must first identify the portion allocated to superannuation. Employers must pay 12% of ordinary time earnings into your super account.
3. By identifying and separating these components, you can determine the base salary, which is the amount that excludes superannuation. 

Our calculator above allows you to identify your base salary. Simply enter your salary package total and click on calculate, then 'Adjust your situation' and select 'My salary includes super'. 

Tax liabilities and other factors can also affect your final take-home pay, so using our calculator above can help you see your pay, tax and super amounts.